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Introducing The Leavitt PEP:
Pooled Employer Plan
Leavitt PEP
Think Back To When…
- You spent your allowance at the arcade instead of on in-app purchases?
- Hailing a taxi was your only ride option?
- Offering a 401(k) felt like a financial burden full of liability?
INNOVATION + LEGISLATION = A NEW WAY FORWARD
The way we do business and support our teams has evolved. With advancements in retirement plan laws and years of industry expertise, Leavitt is making it easier than ever for employers to offer affordable, streamlined retirement benefits. Introducing Leavitt PEP, our modern, cost-effective 401(k) solution with Leavitt as your trusted Pooled Plan Provider.
Leavitt PEP
What Exactly Is a Pooled Employer Plan (PEP)?
A Pooled Employer Plan (PEP) allows multiple unrelated businesses to come together and offer a single 401(k) plan sharing the benefits of scale without the limitations of traditional arrangements. While the idea of pooling resources isn’t new, strict regulations previously made it difficult for companies without a common connection to participate.
That changed with the passage of the SECURE Act in 2020. Backed by bipartisan legislation, the “Setting Every Community Up for Retirement Enhancement” Act was designed to increase access to retirement savings and remove longstanding barriers.
Thanks to this new law, businesses no longer need to go it alone. Companies of all sizes can now participate in a streamlined, cost-effective retirement plan reducing administrative responsibilities and minimizing risk.
Leavitt PEP: Building Better Futures, Together
The Leavitt Pooled Employer Plan unites top-tier retirement plan professionals to deliver a smarter, more collaborative way for businesses to support their employees’ financial futures.
Whether you’re already managing a 401(k) or exploring options for the first time, the Leavitt PEP makes it easier and safer to offer a high-quality retirement plan with meaningful advantages:
- Eliminate the burden and liability of being the official Plan Sponsor
- Gain peace of mind with expert fiduciary oversight for investments and compliance
- Reduce out-of-pocket (hard dollar) expenses
- Save time with lower administrative (soft dollar) costs
- Connect with high-performing, service-focused providers
- Unlock access to institutional-level fund options at lower fees
- Customize your plan to fit your workforce and goals
Leavitt PEP: Building Better Futures, Together
The Leavitt Pooled Employer Plan unites top-tier retirement plan professionals to deliver a smarter, more collaborative way for businesses to support their employees’ financial futures.
Whether you’re already managing a 401(k) or exploring options for the first time, the Leavitt PEP makes it easier and safer to offer a high-quality retirement plan with meaningful advantages:
- Eliminate the burden and liability of being the official Plan Sponsor
- Gain peace of mind with expert fiduciary oversight for investments and compliance
- Reduce out-of-pocket (hard dollar) expenses
- Save time with lower administrative (soft dollar) costs
- Connect with high-performing, service-focused providers
- Unlock access to institutional-level fund options at lower fees
- Customize your plan to fit your workforce and goals
Advisors
0
+
Billions AUA
$
0
+
Plans
0
+
Participants
0
MM +
Already Offering a 401(k)?
It’s Time to Stop Doing It All Yourself.
Still signing your Form 5500? Still paying for annual audits? With the Leavitt PEP, you don’t have to.
Pooled Employer Plans aren’t just for startups—they’re a powerful solution for businesses with existing 401(k)s too. Employers can transition their current plan into the Leavitt PEP without losing their preferred plan design—including eligibility, vesting, and employer match structure.
Here’s what you can stop worrying about:
✅ No more signing Form 5500.
A 3(16) Fiduciary handles and submits all required filings for the entire PEP.
✅ No more investment oversight stress.
A 3(38) Investment Fiduciary selects and monitors investments for the entire plan.
✅ No more audit costs (if you have 100+ employees).
Just one audit—on behalf of the whole PEP.
✅ No more confusion about educating your team.
Our Advisor Team provides educational sessions and is available for ongoing support.
✅ No more payroll headaches.
Seamless integration with many leading payroll providers.
✅ No more complexity.
Enjoy a transparent, easy-to-understand fee structure.
Ready to offload the burden and keep what works?
Now is the perfect time for small businesses to offer a 401(k). Thanks to the Pooled Employer Plan (PEP), size, resources, and complexity are no longer barriers. This solution simplifies retirement planning and makes it accessible, affordable, and scalable for growing teams.
✅ Shift the burden. Let the Pooled Plan Provider handle the fiduciary and administrative responsibilities—no need to serve as the Plan Sponsor.
✅ Transparent, low-cost structure. Predictable fees make it budget-friendly from day one.
✅ Unmatched Start-Up Tax Credits. First-time sponsors may qualify for significant tax incentives.
✅ Institutional investment access. Enjoy low-cost fund options typically reserved for large plans.
✅ Seamless payroll integration. Compatible with most major payroll providers to ease setup and maintenance.
✅ Support that educates. Access educational sessions, on-demand resources, and expert help for both employers and employees.
✅ Attract & retain top talent. Stand out by offering the benefits today’s workforce values most.
Want details on pricing and setup? Download the info sheet to get started.
Ready to Launch Your 401(k)?
Start a Plan Today… Empower Their Future Tomorrow
It Won’t Be Long Before You Say…
“Remember when we didn’t offer a retirement plan?”
Or, “Remember how frustrating our old 401(k) used to be?”
The Leavitt PEP is designed to take that stress off your plate—simplifying the process, reducing risk, and delivering real value.
Want to see how it could work for your team?
This content is provided for informational purposes only and does not constitute investment, tax, or legal advice. Individual circumstances vary, and examples provided may not apply to your situation. We recommend consulting with a qualified professional before making decisions related to investments, taxes, or legal matters.You are solely responsible for evaluating and selecting investment options that align with your retirement goals.
This material is not an offer or solicitation to buy or sell any financial instrument, nor is it intended as a recommendation to participate in any investment strategy.
NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE
Securities offered through LPL Financial, member FINRA/SIPC. Investment advisory services offered through Global Retirement Partners, LLC (GRP), an SEC registered investment advisor. GRP, Leavitt Retirement Partners and LPL Financial are separate entities. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
© Leavitt Retirement Partners, a Leavitt Group Company. All Rights Reserved.